In English
En Español
In English
En Español
  Around the City
  Arts & Entertainment
  El Mundo
  From the Publisher
  La Vida Latina
  La Voz Special Editions
  La Voz NAHP Awards
  Letter to the Editor
  Mis Recuerdos
  My Money
  Nuestra Gente
  Of Special Interest
  Pueblo/Southern Colorado
  Que Pasa
  Readers Speak Out
  Student of the Week
  Where Are They Now?
Donĺt be a disaster financial casualty
La Voz Logo

By Source: FEMA Region VIII Administrator, Lee DePalo

September is National Preparedness Month. It is a chance for each of us to learn the risks that we face and to take steps to protect ourselves, our families and our property. We often view those risks as natural or man-made hazards, like flooding, tornadoes or even acts of terror and act accordingly. We create family evacuation plans, put together survival kits and protect important documents, and maintain a greater awareness of our surroundings.

All of those actions are important. Unfortunately, too often we donĺt take the next step and look at how all of those hazards we face could impact us financially. Natural disasters and other hazards can have the initial effect of damaging homes and property, or worse causing harm to individuals. But for those that were not prepared, the financial distress faced in recovery can be long lasting. For businesses, that can mean closure, for individuals it can mean delayed retirement, downsized living arrangements and dreams unfulfilled.

Those dire results donĺt have to become a reality though. Individuals and businesses can defend themselves against the financial impacts of disasters. Three areas you can look at while building toward financial preparedness are insurance, savings and planning. Strengthening these three areas will benefit you against misfortune, large or small.

Insurance should be your first line of defense. Talk with your insurance agent to make sure that your existing coverage is enough to protect yourself, family and/or business. Too many Americans are uninsured or under-insured. Also, be aware of the hazards you face as some may not be obvious. Additional insurance may be required for some hazards like earthquakes or flooding. Having the right insurance coverage will speed your road to recovery.

In addition to having the right insurance, itĺs also beneficial to have a ôrainy dayö fund you can tap when needed for emergencies. Having a savings cushion allows you to deal with immediate needs that may occur before insurance proceeds arrive, or pay for needs not covered by insurance. However, dealing with the realities of life and a wallet that is already stretched thin can make building a savings fund a challenge.

That leads us into the final element, planning. FEMA and Operation Hope have developed an Emergency Financial First Aid Kit to help in the effort. The kit has checklists of important documents to maintain as well as other resources to help you become financially prepared. You can find the kit and other helpful resources at

If we all take the right preparations steps now, we can ensure that our families, businesses and communities are able to more quickly recover from any type of disaster.

In November 2017, Lee dePalo was named as the Regional Administrator for FEMA Region VIII, which serves Colorado, Montana, North Dakota, South Dakota, Utah and Wyoming along with the 28 federally recognized Tribal Nations located within those states.





Click on our advertising links for:
La Voz
'You Tube Videos'
An EXCLUSIVE La Voz Bilingue interview
with President Barack Obama
Pulsa aquí para más episodios

Follow La Voz on:

Tweeter FaceBook Tweeter


© 2020 La Voz Bilingüe. All Rights Reserved.

Advertising | Media Kit | Contact Us | Disclaimer

12021 Pennsylvania St., #201, Thornton, CO 80241, Tel: 303-936-8556, Fax: 720-889-2455

Site Powered By: Multimedia X
Sexs oyuncaklar─▒ fe fantezi ├╝r├╝nleri erotik shop Al─▒┼čveri┼činizi ─░nternetten Yapmak ─░├žin 5 Neden.
Online erotik shopÔÇÖlarda daha ├žok ├že┼čit bulabilirsiniz, fiziksel ma─čazalarda genelde farkl─▒ ├╝r├╝n adedi 100ÔÇÖ├╝ ge├žmez iken online sex shopÔÇÖlarda bu say─▒ 1000ÔÇÖleri ge├žebiliyor.
Online seks shopÔÇÖlarda kimse ile muhatap olmazs─▒n─▒z, kimse size g├Ârmeden, ne ald─▒─č─▒n─▒z─▒ bilmeden rahat├ža al─▒┼čveri┼č yapabilirsiniz.
Bu ama├žla ├╝retilen vibrat├Âr ├Âzel ten dokusuna yak─▒n yumu┼čakl─▒ktaki hammaddesi ve ger├žek bir penise benzer tasar─▒m─▒ sayesinde neredeyse ger├že─činden ay─▒rt edilemiyor.
Vibrat├Ârlere olan ilgi artt─▒k├ža seks oyuncaklar─▒ ├╝reticileri de ├╝r├╝nlerini geli┼čtirmeye ve ├žo─čaltmaya devam ediyor.
Nokta Sex Shop introduces its e-commerce site Innovative Soweto adult entertainment retailer Sex Shop ─░stanbul introduces its e-commerce site